"We understand that as your
life changes, so do your needs"

Channel Islands

This page contains more detail about the Channel Islands transfers, including court documentation and the flyer being sent to policyholders in the Channel Islands.

We need to apply to each Island Court for approval of the proposed transfers of business. Each island has its own Court process for the transfers, independent of the United Kingdom High Court process, so there will be a separate transfer in each Island. The separate transfers of business in the Islands will only happen if the United Kingdom Court approves our proposals and the proposals are implemented in the United Kingdom. The terms of the transfers in the Islands are based upon (and are in all material respects the same as) the terms of the transfers in the United Kingdom; the policyholders transferred in the Islands will be treated in the same way as the policyholders transferred in the United Kingdom.

On 4 December 2008 the High Court of Justice in England and Wales approved the proposed transfer of certain insurance business of Scottish Mutual Assurance Limited business and Scottish Provident Limited business to The Royal London Mutual Insurance Society Limited (Royal London Scheme).

The transfers are expected to take effect at 11:55pm on 29 December 2008.

Channel Islands Timetable of Events

In addition to the UK Timetable of events shown on previous pages the following dates are applicable to the Channel Island schemes.

We need to apply to each Island Court for approval of the proposed transfer of life insurance business and the following dates are scheduled for each of the Jersey and Guernsey hearings.

9 December

Guernsey Court Hearing

11 December

Jersey Court Hearing

Channel Islands Documents

Click on a document title below to download the document. If you are unable to access any of the documents linked below, please contact us

You will require a copy of Adobe Acrobat reader in order to view these files click here to download a copy.

If you would like this information in large print, in Braille or on cassette or CD, please call our Helpline number.


All documents are correct as of 18 August 2008

The Channel Islands Flyer for transfers of Scottish Mutual Assurance Limited and Scottish Provident Limited policies to The Royal London Insurance Society Limited The Channel Islands Flyer for transfers of Scottish Mutual Assurance Limited and Scottish Provident Limited policies to The Royal London Insurance Society Limited (32KB)
The Guernsey Royal London Scheme The Guernsey Royal London Scheme (1.6MB)
The Jersey Royal London Scheme The Jersey Royal London Scheme (1.6MB)
The Jersey Royal London Representation The Jersey Royal London Representation (3.6MB)

If you already have a protection plan with us, please check what type of plan you have and call one of the numbers below:

Self Assurance -
0845 271 0900

Pegasus -
0845 600 0435


Scottish Provident plans are available exclusively through Financial Advisers. If you don't already have an adviser you may want to use the services of IFA Promotions (IFAP). Call them on 0800 085 3250 or visit www.unbiased.co.uk to find an adviser in your area.

Scottish Provident is a division of the Royal London Group which includes The Royal London Mutual Insurance Society Ltd, which is authorised and regulated by the Financial Services Authority.