Self Assurance

Your changing protection needs in mind

Because you never know what challenges life will throw at you, Self Assurance from Scottish Provident is there to help you meet them. With our Self Assurance plans, you can enjoy some comfort from knowing that you have valuable financial cover if the unthinkable happens, and a product that is comprehensive and flexible - so that it can change as your circumstances change.

People get married or divorced, move to a bigger house, change mortgage provider, have children or get that well deserved promotion at work. So whatever changes happen in your life your plan can change with you.

Our Self Assurance 'term' product is one of the most popular, comprehensive and flexible in the market. It aims to provide protection against the financial effects of death, critical illness, disability or unemployment - depending on the cover you choose.

The plan pays out a cash lump sum, or monthly payments if you prefer, to give financial support for you or your family, if you make a valid claim while the plan is in force. Exclusively available through Financial Advisers it is based on a menu idea allowing you, with help from your adviser, to pick and choose the right cover.

A range of benefits are available including:

• Life Cover
• Critical Illness Cover
• Income Protection (Disability Income Benefit)
• Unemployment Cover
• Cover buyback - further critical illness cover after a claim (conditions apply)

The benefits can be wrapped up in a Personal, Mortgage or Business Plan

Extra Benefits

• Children's critical illness benefit included at no extra cost with a Critical Illness plan
• Free cover while your application is being processed
• Extra benefits if Income Protection and Critical Illness Cover taken out together
• Comprehensive range of conditions covered
• Helplines
• • Lifeline - help with medical, tax, legal questions
  • Jobcare - with an unemployment claim, help back to work after redundancy
• Flexible cover that changes as your life does

You can find out more about Self Assurance by downloading our client guide.

Please note if you stop paying premiums your plan will stop, you will no longer be covered for your benefits and you will not get anything back. Please refer to our Product Guide and Key Features for full details - including benefits, the critical illnesses we cover (we don't cover all critical illnesses), definitions, terms and conditions and exclusions and limitations.